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What does it mean to have a Broker/Consultant working for you?
The Broker/Consultant of Record Appointment
This agreement between the Broker/Consultant and a client recognizes The
Rhodes Insurance Group as your sole representative for your company’s
group health and other group benefits. With The Rhodes Insurance Group
as your Broker/Consultant for group benefits, fully dedicated to your
needs, you avoid the complications arising from relying on multiple
advisors. By working with an expert, you will gain increased leverage
with insurance carriers, concise communication and consistent direction
toward your short- and long-term objectives.
We do not work for insurance companies — we work for you
When The Rhodes Insurance Group is appointed as your Broker/Consultant,
you enter into a relationship with a recognized leader in the insurance
industry. As your Broker / Consultant, we are empowered to exert our influence on
the market to your advantage. The Broker/Consultant of Record
appointment gives us the ability to negotiate with multiple insurance
carriers on your behalf.
Complete market access
With our access to all
carriers capable of providing competitive proposals, we work for you to
provide the most suitable, cost-effective benefits package to meet your
company’s and employees’ needs.
The Rhodes Insurance Group provides real value
Quite simply, by helping our clients to make the best decisions
possible, they save time and money. Managed health care, and employee
benefits—and how to fund them—are complicated
issues. How are conflicting interests resolved among competing
constituents? Rely on The Rhodes Insurance Group to represent your best
interests.
Also, we provide the services of many employees you could hire in-house
at a much greater expense. We provide personal service to respond
promptly to your concerns, accurate information supported by current
research. Outsourcing our services is, in most cases, more effective
than hiring an in-house expert. The savings we produce more than
cover our expenses, which generally are just a small fraction of your
benefits costs. All compensation is mutually agreed to in advance and no additional overrides are
accepted.
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Development
and publication of
Requests for Proposals (RFPs) |
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Analysis of proposals |
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Group life insurance
and Accidental Death and Dismemberment (AD&D)
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Employee payroll deduction products |
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Fully-insured plans |
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Self-funded plans |
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Group health and dental plans |
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Group disability insurance
- short and long |
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IRS Section 125 Plans, FSAs(including debit cards) |
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Consumer-driven plans, HRAs and HSAs |
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